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First Time Buyer and Home Mover, Mortgage & Protection Experts

Holding your hand through every step of your home buying process, whether you're moving your family home or buying your first.

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First For Futures

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Experts in Mortgage & Protection Advice, our speciality is helping people move. Whether you're moving the family home, or buying your first, our job is to make the home buying process simpler, easier and quicker.

With access to over 90 lenders and around 12,000 products, you can be safe in the knowledge that you're in good hands.

We can help all types of clients also. Wether you're employed, self employed, a contractor or had financial difficulty in the past, leave it to us. Just about the only thing we can't help with is packing boxes on moving day!

We charge no upfront fee, so what have you got to lose? Call a specialist now on 0330 133 0890.

Branch News


5 Things to Ask When Viewing a Property

It can seem daunting viewing a property, be it your first, fifth or fifteenth. Whether you’re a first time buyer, moving home or a seasoned investor, you will want to make sure you’re getting the most out of your time viewing a property. We’ll explore the pitfalls, the 5 things to ask and the things to be aware of.

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Credit Files Explained

Your credit score is crucial in determining your eligibility for a mortgage. The issue for consumers is that there are 4 different credit reference agencies in the UK, who may hold different information on you.

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Bridging Loans

A bridging loan is designed to be a short term finance arrangement to “bridge” the gap between two different transactions. Specifically with property, this sort of arrangement would typically cover the interval between selling one property and buying another.

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Extra help for those earning less, and wanting to get on the property ladder

There are a number of schemes and incentives to help first time buyers. Take stamp duty for one. Currently, as a first time buyer, you won’t need to pay stamp duty on purchases up to £300,000. Anything over this will be charged at the standard rate.

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Because we play by the book we want to tell you that…

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

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